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	<title>Comments on: Are You Struggling Financially?</title>
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	<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/</link>
	<description>Living Life Simply ... One Day At A Time</description>
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		<title>By: 31 Goals in 31 Days - Day 16 - A Homemade Christmas &#124; WhoIsLaura.com</title>
		<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/comment-page-1/#comment-273</link>
		<dc:creator>31 Goals in 31 Days - Day 16 - A Homemade Christmas &#124; WhoIsLaura.com</dc:creator>
		<pubDate>Sun, 21 Mar 2010 18:10:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.whoislaura.com/?p=185#comment-273</guid>
		<description>[...] mind for three reasons: 1) I love to do crafts and activities and so do my children, 2) it&#8217;s less expensive, and 3) it&#8217;s often more appreciated than something purchased at the store &#8220;just [...]</description>
		<content:encoded><![CDATA[<p>[...] mind for three reasons: 1) I love to do crafts and activities and so do my children, 2) it&#8217;s less expensive, and 3) it&#8217;s often more appreciated than something purchased at the store &#8220;just [...]</p>
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		<title>By: Creative Finances &#124; WhoIsLaura.com</title>
		<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/comment-page-1/#comment-214</link>
		<dc:creator>Creative Finances &#124; WhoIsLaura.com</dc:creator>
		<pubDate>Mon, 15 Feb 2010 14:40:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.whoislaura.com/?p=185#comment-214</guid>
		<description>[...] So, on that note, I&#8217;ll share with you some of the things I do to save on groceries and on business expenses.  Look for the underlying creativity to help inspire you get creative with some of your finances.  It&#8217;s time to think &#8220;outside the box&#8221;.  By the way, a great resource is the Complete Tightwad Gazette by Amy Dacyczyn. [...]</description>
		<content:encoded><![CDATA[<p>[...] So, on that note, I&#8217;ll share with you some of the things I do to save on groceries and on business expenses.  Look for the underlying creativity to help inspire you get creative with some of your finances.  It&#8217;s time to think &#8220;outside the box&#8221;.  By the way, a great resource is the Complete Tightwad Gazette by Amy Dacyczyn. [...]</p>
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		<title>By: Laura Aridgides</title>
		<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/comment-page-1/#comment-138</link>
		<dc:creator>Laura Aridgides</dc:creator>
		<pubDate>Tue, 01 Dec 2009 21:27:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.whoislaura.com/?p=185#comment-138</guid>
		<description>Thanks Sara, I couldn&#039;t agree more!  It&#039;s all about looking at things in a different light.  I find that it spills over into my business decisions as well!  The frugal mindset helps in all areas!
To your success, 
Dr. Laura

P.S.  Just today, I replaced burned out lights on my Christmas tree.  There were 100+ that were out.  I bought the string of 100 mini lights for $1.84 instead of spending $1.25 for just 10 replacement bulbs.  This took me an hour to do, that means that I got an hourly rate of $10/hour, tax free (difference of $12.50 for replacement bulbs vs. $1.84)!</description>
		<content:encoded><![CDATA[<p>Thanks Sara, I couldn&#8217;t agree more!  It&#8217;s all about looking at things in a different light.  I find that it spills over into my business decisions as well!  The frugal mindset helps in all areas!<br />
To your success,<br />
Dr. Laura</p>
<p>P.S.  Just today, I replaced burned out lights on my Christmas tree.  There were 100+ that were out.  I bought the string of 100 mini lights for $1.84 instead of spending $1.25 for just 10 replacement bulbs.  This took me an hour to do, that means that I got an hourly rate of $10/hour, tax free (difference of $12.50 for replacement bulbs vs. $1.84)!</p>
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		<title>By: Sarah</title>
		<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/comment-page-1/#comment-137</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Tue, 01 Dec 2009 21:15:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.whoislaura.com/?p=185#comment-137</guid>
		<description>Woo hoo! I LOVE the Tightwad Gazette. It&#039;s the best financial book I&#039;ve ever read. She doesn&#039;t just give you a list of things to do or not to do, she embraces a lifestyle choice of being frugal. It&#039;s all about making decisions to reach your goals. I moved to VT in 1995 with nary a cent to my name and yet 18 months later I bought a condo when I was making $10/hr! How did I do that? I chose to by NOT buying that &quot;it&#039;s only $xx&quot; item. I put that $xx in to my condo fund and moved forward one penny at a time. The TG is the best! Thanks for mentioning it.

Sarah</description>
		<content:encoded><![CDATA[<p>Woo hoo! I LOVE the Tightwad Gazette. It&#8217;s the best financial book I&#8217;ve ever read. She doesn&#8217;t just give you a list of things to do or not to do, she embraces a lifestyle choice of being frugal. It&#8217;s all about making decisions to reach your goals. I moved to VT in 1995 with nary a cent to my name and yet 18 months later I bought a condo when I was making $10/hr! How did I do that? I chose to by NOT buying that &#8220;it&#8217;s only $xx&#8221; item. I put that $xx in to my condo fund and moved forward one penny at a time. The TG is the best! Thanks for mentioning it.</p>
<p>Sarah</p>
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		<title>By: Laura Aridgides</title>
		<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/comment-page-1/#comment-134</link>
		<dc:creator>Laura Aridgides</dc:creator>
		<pubDate>Sun, 29 Nov 2009 21:39:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.whoislaura.com/?p=185#comment-134</guid>
		<description>Yvette, you are so right.  The TV is one of the biggest time and money wasters around!  I did a previous post about how you are losing money if you are watching TV: http://www.whoislaura.com/2009/06/02/you-cannot-afford-to-watch-tv/ 
To your success, 
Dr. Laura</description>
		<content:encoded><![CDATA[<p>Yvette, you are so right.  The TV is one of the biggest time and money wasters around!  I did a previous post about how you are losing money if you are watching TV: <a href="http://www.whoislaura.com/2009/06/02/you-cannot-afford-to-watch-tv/" rel="nofollow">http://www.whoislaura.com/2009/06/02/you-cannot-afford-to-watch-tv/</a><br />
To your success,<br />
Dr. Laura</p>
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		<title>By: Yvette</title>
		<link>http://www.whoislaura.com/2009/11/29/are-you-struggling-financially/comment-page-1/#comment-133</link>
		<dc:creator>Yvette</dc:creator>
		<pubDate>Sun, 29 Nov 2009 21:27:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.whoislaura.com/?p=185#comment-133</guid>
		<description>Laura, There are some really great tips in here!  Months ago I cut off TV and have not had one since February.  I don&#039;t miss it, don&#039;t have the bills and like that bit of extra money and productive time.  I&#039;ve also found your tips for business owners (doing certain things on certain days) to be useful for my home based biz. Please keep the great tips coming!

Yvette</description>
		<content:encoded><![CDATA[<p>Laura, There are some really great tips in here!  Months ago I cut off TV and have not had one since February.  I don&#8217;t miss it, don&#8217;t have the bills and like that bit of extra money and productive time.  I&#8217;ve also found your tips for business owners (doing certain things on certain days) to be useful for my home based biz. Please keep the great tips coming!</p>
<p>Yvette</p>
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